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Link your payment gateways, banks or wallets easily

The money goes straight from the buyer to your own bank or wallet account. KinMol never holds it, and never takes a percentage of a sale.

Start freeRead the setup guides
  • Fonepay QRLive
  • eSewaLive
  • KhaltiLive
  • CybersourceCards, Apple PayLive
  • Nabil BankBank cardsLive
  • NPS OnePGBanks, wallets, cardsLive
  • connectIPSBank accountLive
  • IME PayWalletLive

Cards: Visa, Mastercard, UnionPay

Card payments go through Cybersource (NIC Asia or Global IME Bank) or Nabil Bank, into your own account.

International buyers

Through Cybersource by NIC Asia or Global IME Bank, for buyers with international cards

  • Apple Pay
  • Google Pay

Apple Pay shows on Apple devices in Safari. Cards issued in Nepal cannot be added to Apple Wallet, so Apple Pay is mainly for visitors and buyers abroad.

How it works

  • 1

    Get a merchant account

    Ask your bank or gateway for a merchant account. Each setup guide says what to ask for.

  • 2

    Paste the keys in Settings → Payments

    KinMol stores the keys encrypted. Only owners and admins can see the page. You can try everything in sandbox first.

  • 3

    Test, then switch it on

    Make a test payment, then turn the option on. Fonepay QR becomes the first choice at checkout.

Every option, and what you need

  • Fonepay QR

    QR in every bank app

    Live

    The buyer scans one QR code with any bank app or wallet that supports Fonepay. It becomes the first choice at checkout.

    You need

    • Merchant code (PID)
    • Secret key
    • API username and password, for QR

    Apply

    The Fonepay merchant team, through your bank

    Setup guide for Fonepay QR

  • eSewa

    Wallet

    Live

    The buyer pays from their eSewa wallet, and the money goes to your own eSewa merchant account.

    You need

    • Product code
    • Secret key

    Apply

    The eSewa merchant team

    Setup guide for eSewa

  • Khalti

    Wallet

    Live

    The buyer pays from their Khalti wallet, and the money goes to your own Khalti merchant account.

    IME Pay is now Khalti by IME.

    You need

    • Secret key, from your Khalti merchant dashboard

    Apply

    merchant@khalti.com

    Setup guide for Khalti

  • Cybersource

    Cards, Apple Pay

    Live

    Visa and Mastercard cards, Apple Pay and Google Pay, through your account at NIC Asia or Global IME Bank. It suits buyers with international cards.

    Apple Pay shows on Apple devices in Safari.

    You need

    • Cybersource merchant ID
    • REST key ID and shared secret
    • Unified Checkout switched on, with Apple Pay and Google Pay

    Apply

    NIC Asia: cybs_support@nicasiabank.com. Global IME Bank: globalconnect@gibl.com.np

    Setup guide for Cybersource

  • Nabil Bank

    Bank cards

    Live

    Visa, Mastercard and UnionPay cards through Nabil Bank.

    You need

    • Merchant ID
    • Password

    Apply

    Nabil Bank merchant services

    Setup guide for Nabil Bank

  • NPS OnePG

    Banks, wallets, cards

    Live

    Banks, wallets and cards in one payment page, through Nepal Payment Solution.

    You need

    • Merchant ID
    • Merchant name
    • API username
    • API password
    • Secret key

    Apply

    merchantonepg.nepalpayment.com

    Setup guide for NPS OnePG

  • connectIPS

    Bank account

    Live

    Buyers pay straight from their bank account through NCHL's connectIPS.

    You need

    • Merchant ID
    • App ID and app name
    • Your private key (from the .pfx file NCHL issues)
    • API password

    Apply

    Your bank, which enrolls you with NCHL for connectIPS

    Setup guide for connectIPS

  • IME Pay

    Wallet

    Live

    The IME Pay wallet, for shops that still have an older IME Pay account.

    You need

    • Merchant code
    • API username
    • Password
    • Module name

    Apply

    Your IME Pay account manager

    Setup guide for IME Pay

Fonepay QR comes first at checkout

Once Fonepay QR is switched on, the buyer sees it first. They scan the code with their bank app, and the order page shows Waiting for payment until the money arrives, then Paid.

Buyers can still choose cash on delivery or pay at pickup, as long as you allow it.

How the buyer pays

  • Fonepay QRFirst choice
  • eSewa
  • Khalti
  • Cash on delivery
  • Pay at pickup
Waiting for payment…
Paid

Your account, confirmed by the gateway

A payment counts only when the gateway tells KinMol it arrived. The buyer’s browser is never trusted to say so.

  • The gateway confirms each payment to KinMol, server to server.
  • Your keys are stored encrypted. Only owners and admins can open the Payments page.
  • The money goes from the buyer to your own bank or wallet account. KinMol never holds it.
  • KinMol takes no percentage of a sale.

Take payment into your own account.

Free to run your business on. No card, no trial clock.

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