Payment setup guides

QR in every bank app

The buyer scans one QR code with any bank app or wallet that supports Fonepay. It becomes the first choice at checkout.

What to ask for

• Merchant code (PID)
• Secret key
• API username and password, for QR

Where to apply

The Fonepay merchant team, through your bank

Where to paste it in KinMol

1. Open Settings → Payments. Only owners and admins see this page.
2. Find the Fonepay QR card and press Connect.
3. Paste each key or code you were given into the box with the same name.
4. Save. KinMol stores the keys encrypted.

Test mode

Fonepay gives test credentials on request. Ask for them when you apply, and make a test payment before you switch it on.

Wallet

The buyer pays from their eSewa wallet, and the money goes to your own eSewa merchant account.

What to ask for

• Product code
• Secret key

Where to apply

The eSewa merchant team

Where to paste it in KinMol

1. Open Settings → Payments. Only owners and admins see this page.
2. Find the eSewa card and press Connect.
3. Paste each key or code you were given into the box with the same name.
4. Save. KinMol stores the keys encrypted.

Test mode

eSewa has a public test product code, EPAYTEST. Use it to try a payment before you switch to your own product code.

Wallet

The buyer pays from their Khalti wallet, and the money goes to your own Khalti merchant account.

IME Pay is now Khalti by IME.

What to ask for

• Secret key, from your Khalti merchant dashboard

Where to apply

merchant@khalti.com

Where to paste it in KinMol

1. Open Settings → Payments. Only owners and admins see this page.
2. Find the Khalti card and press Connect.
3. Paste each key or code you were given into the box with the same name.
4. Save. KinMol stores the keys encrypted.

Test mode

Khalti has a sandbox at dev.khalti.com. Make a test account there, paste its secret key, and try a payment before you go live.

Cards, Apple Pay

Visa and Mastercard cards, Apple Pay and Google Pay, through your account at NIC Asia or Global IME Bank. It suits buyers with international cards.

Apple Pay shows on Apple devices in Safari.

What to ask for

• Cybersource merchant ID
• REST key ID and shared secret
• Unified Checkout switched on, with Apple Pay and Google Pay

Where to apply

NIC Asia: cybs_support@nicasiabank.com. Global IME Bank: globalconnect@gibl.com.np

Where to paste it in KinMol

1. Open Settings → Payments. Only owners and admins see this page.
2. Find the Cybersource card and press Connect.
3. Paste each key or code you were given into the box with the same name.
4. Save. KinMol stores the keys encrypted.

Test mode

NIC Asia and Global IME Bank give test credentials on request. Ask for them when you apply, and make a test payment before you switch it on.

Apple Pay: extra steps

1. In Business Center, open Payment Configuration, then Unified Checkout, then Apple Pay.
2. Download the domain association file and copy the text inside it.
3. In KinMol, paste that text in the Apple Pay box on the Cybersource card. KinMol serves it at /.well-known/apple-developer-merchantid-domain-association on your shop address.
4. Back in Business Center, press Verify Domain and type your exact shop address.

Apple Pay shows only on Apple devices in Safari. Cards issued in Nepal cannot be added to Apple Wallet, so Apple Pay is mainly for visitors and buyers abroad.

Google Pay

Switch on Google Pay in Unified Checkout. It needs only your business name.

Bank cards

Visa, Mastercard and UnionPay cards through Nabil Bank.

What to ask for

• Merchant ID
• Password

Where to apply

Nabil Bank merchant services

Where to paste it in KinMol

1. Open Settings → Payments. Only owners and admins see this page.
2. Find the Nabil Bank card and press Connect.
3. Paste each key or code you were given into the box with the same name.
4. Save. KinMol stores the keys encrypted.

Test mode

Nabil Bank gives test credentials on request. There is no public test site, so ask when you apply.

Banks, wallets, cards

Banks, wallets and cards in one payment page, through Nepal Payment Solution.

What to ask for

• Merchant ID
• Merchant name
• API username
• API password
• Secret key

Where to apply

merchantonepg.nepalpayment.com

Where to paste it in KinMol

1. Open Settings → Payments. Only owners and admins see this page.
2. Find the NPS OnePG card and press Connect.
3. Paste each key or code you were given into the box with the same name.
4. Save. KinMol stores the keys encrypted.

Test mode

NPS gives test credentials on request, and runs a separate test site. Make a test payment before you switch it on.

Bank account

Buyers pay straight from their bank account through NCHL's connectIPS.

What to ask for

• Merchant ID
• App ID and app name
• Your private key (from the .pfx file NCHL issues)
• API password

Where to apply

Your bank, which enrolls you with NCHL for connectIPS

Where to paste it in KinMol

1. Open Settings → Payments. Only owners and admins see this page.
2. Find the connectIPS card and press Connect.
3. Paste each key or code you were given into the box with the same name.
4. Save. KinMol stores the keys encrypted.

Test mode

NCHL runs a connectIPS test site (UAT). Ask your bank for UAT credentials when you enroll, and make a test payment before you switch it on.

Wallet

The IME Pay wallet, for shops that still have an older IME Pay account.

What to ask for

• Merchant code
• API username
• Password
• Module name

Where to apply

Your IME Pay account manager

Where to paste it in KinMol

1. Open Settings → Payments. Only owners and admins see this page.
2. Find the IME Pay card and press Connect.
3. Paste each key or code you were given into the box with the same name.
4. Save. KinMol stores the keys encrypted.

Test mode

IME Pay has a public test merchant. The merchant code is IMEPAYTEST. Use it to try a payment before you use your own code.